How to protect your trip.

Travel is an investment of both your time and money, and it is important to know how you can protect your investment. There are many types of trip protection, from travel insurance to medical evacuation, and it is just a matter of finding the right match for your unique needs. Here I am going to break down the different types of coverage.

Travel insurance.

There are many reasons to cancel, but the number one reason travelers cancel is for medical reasons. The medical benefit is not just for you as the traveler but also for any of your immediate family members who are not traveling with you. Here is a link to a recent Forbes article that shares some common mistakes and other information on insurance.

Travel insurance can cover cancellations not only for medical but also for trip disruptions (like delayed flights), lost baggage, hurricanes, wildfires, and more. There are different levels of protection available, plus add-ons like rental car collision, or cancel for any reason (CFAR).

Medical evacuation.

Medical evacuation coverage ensures that you can return home if you have an emergency medical situation. This means if you are hospitalized in another country, you will be medically evacuated to your hospital at home.

Coverage related to COVID-19.

Understandably travelers have lots of questions about insurance related to COVID-19 – what is covered, what is not, etc.  Travel Insurance policies offer coverage if you, a traveling companion, or a family member become ill with COVID-19 and the physician has placed you in quarantine or you are hospitalized.  However, it does not cover the closure of destinations due to government restrictions - this is something we discuss in your Discover Call when choosing a destination.

COVAC GLOBAL.

With the uncertainty of travel around COVID-19, you now have the option to purchase COVAC GLOBAL. This membership will provide air transport home if you were to test positive while traveling internationally. Instead of having to quarantine at the destination in which you tested positive, you would be able to evacuate and quarantine at home.

Conclusion.

This is the big picture overview of coverage, but we are here to help you navigate the world of travel insurance, so that you can travel confidently. As part of using us to plan your travels, we can provide you with the intel you need to determine which plan is right for you.

If you have questions or are still feeling overwhelmed, please contact us to plan your fabulous getaway coupled with peace of mind.

Abbay's Escapes is a boutique travel advisory company. As an independent affiliate of Brownell Travel (the oldest travel agency in the USA), we have preferred relationships with the industry's best hotels, resorts, and tour operators across the globe. This means expert intel, VIP status, extra perks, and upgrades for you, our client.